Conveyancing Solicitors in Chippenham
The process of completing any type of property transaction, whether it be buying, selling, remortgaging, or anything else, it is important to have the assistance of an experienced conveyancing solicitor on your side.
There is a significant risk of delays when it comes to property transactions, but with sound legal advice, any potential issues can be easily avoided.
At Bird & Co, our solicitors are experts in the conveyancing field. We will provide a straightforward, highly accessible conveyancing service that will help you to complete a stress-free transaction.
To make matters easier, we also offer a convenient online conveyancing service, allowing us to reach a wide pool of clients in Chippenham and further afield.
How our conveyancing solicitors in Chippenham can help you
Our team of conveyancing solicitors in Chippenham are experts in handling various matters, including:
- Buying and selling your home
- Advice for first time buyers, such as:
- Equity release
- Advice about buying as joint tenants or tenants in common
- Buying and selling listed property
- Buying and selling leasehold property
- Collective enfranchisement and buying the freehold of a house
- Lease extension
- Transfer of equity
- Gifting property and Deeds of Gift
- Buy to let conveyancing
- Buying and selling land
- Commercial conveyancing
- Stamp Duty advice
We are on the panel for most major lenders. This means we can support your transaction, no matter whether you are working with a national firm or a local building society.
Why Choose Bird & Co’s Conveyancing Solicitors in Chippenham?
At Bird & Co, we have specialist expertise in online conveyancing. The work we carry out can be done remotely, with there being no need for you to visit us at our physical offices.
The conveyancing service we provide is modern and accessible to all. We want to make sure that stress is always to a minimum and that the entire process runs as smoothly as possible.
No matter what the circumstances may be, we will make sure that you always have access to a member of our team. When you choose to work with us, you will be appointed an individual solicitor who will be on hand to advise you whenever you have any questions regarding your case.
We are proud to have received the Law Society’s Conveyancing Quality Scheme accreditation. What this means is we can:
- Provide high quality legal advice
- Get your conveyancing transaction completed as efficiently as possible
- Provide top quality customer service and respond to queries quickly
- Keep you regularly updated and never leave you in the dark about the status of your transaction
- Be upfront and honest about your fees – we will provide you with an accurate quote before you instruct us so that you can decide whether we are right for you
Additionally, we are Law Society Lexcel accredited. This recognises our high-quality customer service and practice management.
Why instruct our online conveyancers instead of a conveyancer in Chippenham?
There are a number of benefits to instructing our online conveyancers. These include:
- We have detailed knowledge of both the local Chippenham property market, and the national property market. This gives us an edge over other firms which may only handle local transactions.
- We take every measure to ensure our clients are fully protected. Our online systems have been developed with sensitive communication in mind, taking steps such encrypting emails and having up-to-date malware protection.
- Remote conveyancing is typically more straightforward and includes fewer steps than traditional conveyancing. This means we can get your conveyancing done quickly and efficiently.
- Traditional conveyancing often proves to be more expensive. By way of contrast, online conveyancing tends to be more cost-effective.
- Our solicitors have expertise in helping clients across the country and even for clients who are on the other side of the world.
- We are fully insured, and no matter whether you choose the traditional or online conveyancing route, our legal obligations do not change.
Our conveyancing fees – how much does our conveyancing cost in Chippenham?
We have a range of flexible fee structures in place for our conveyancing services in Chippenham, which includes fixed fees for straightforward cases. Additional fees may be necessary in some cases, but you will be duly informed if this is the case.
Additional costs, known as disbursements, may include various actions, such as registering a property with HM Land Registry or conducting conveyancing searches.
Property transactions could also be affected by tax, such as Stamp Duty Land Tax or Capital Gains Tax. Should this be the case, our conveyancing solicitors in Chippenham will assist you with the necessary calculations and help you file the return with HMRC.
How does the conveyancing process work in Chippenham?
In the typical conveyancing process, there are usually three main steps you should be aware of, which are:
- Offer and acceptance
- Exchange of contracts
When an offer is accepted on a property, the buyer and seller agree to enter into a contract with one another. This type of agreement is not considered legally binding, at least not until the contracts have been exchanged.
The buyer will then collaborate with their conveyancer to carry out various checks. These include:
- Reviewing property information provided by the seller and making further enquiries if necessary (done by the conveyancing solicitor)
- Conducting conveyancing property searches, such as local authority checks (done by the conveyancing solicitor)
- Carrying out an independent survey (done by the buyer)
The buyer can apply for a mortgage at this stage if they deem it necessary.
If the buyer is ready to proceed, both parties will then sign and exchange contracts. Following this step, the transaction will be considered legally binding and neither party will be able to pull out without receiving a financial penalty.
Completion is where the transfer deed is submitted to HM Land Registry and the buyer can move into the new property.
How long does conveyancing take in Chippenham?
There is no exact time frame for completing a conveyancing transaction and it can be very context dependent. However, you can expect a typical transaction to take between 12-14 weeks from acceptance to completion.
Delays during the course of a transaction may need to be taken into consideration, but if these are to impact your transaction, your solicitor will keep you informed.
What searches are involved in conveyancing in Chippenham?
Searches will be completed to ensure that there are no immediate issues which need to be considered, especially ones which may affect the sale.
There are three main conveyancing searches, and these include:
- Local authority checks – to check the surrounding area for planning, pollution, highway pollution or other related issues
- Environmental searches – to check for issues such as flooding or land contamination
- Water and drainage searches – to check matters such as water and drainage access
In some conveyancing circumstances, further checks could be required. Should this apply, your conveyancer will inform you.
Is it better to use a conveyancing solicitor in Chippenham or a conveyancer?
Both conveyancers and conveyancing solicitors in Chippenham will usually be sufficiently qualified to handle a transaction. However, there are certain difference between the two that are important to realise.
While both have a range of relevant qualifications, conveyancing solicitors will be able to address various other legal matters. This could be invaluable when the transaction is more complex, or there is a dispute that needs to be dealt with.
What documents does a property solicitor in Chippenham need for conveyancing?
During any type of conveyancing transaction, various documents will need to be provided.
When purchasing a property in Chippenham, the documents you will be required to provide include:
- Identification documentation, including passport or driving license and proof of address
- Proof of funds, such as bank statements
- The official offer of mortgage
The documents required when selling a property include:
- Proof of ownership
- Seller’s Property Information Form
- Certificates, guarantees and planning permission documentation
- Fitting and contents form
- Energy Performance Certificate (EPC)
- Leasehold or freehold information
- Details of the mortgage
How do you instruct our conveyancing solicitors in Chippenham?
Our conveyancing solicitors will walk you through each stage of the process and advise you with a breakdown of the expected fees. Should you pursue the transaction with our firm, we will take care of all the legal details involved.
Whether you are moving to, from, or across Chippenham, our property transaction solicitors will lend their expertise.