Once an offer is made and accepted on a property, you may think the price agreed is a done deal. However, there remains room for manoeuvre on both sides of the deal, meaning the buyer can reduce their offer or the seller can ask for more, as long as they do...
Before beginning the moving process, many people are keen to learn how long it takes to move house. The answer will vary slightly according to the circumstances. However, it’s useful to understand the average time frames for each part of the process,...
Homeowners have huge sums of money tied up in their houses, and it is possible to release a portion of this equity by accessing a loan that is secured against the property. If you own a property and you need to borrow a lump sum, you may be eligible to...
After decades of campaigning for a ‘no fault divorce’, the Divorce, Dissolution and Separation Bill finally gained Royal Assent in June 2020. The changes are the biggest shake-up of divorce laws for 50 years, and it means from 6 April 2022,...
Bird and Co explore the recent ONS statistics, breaking down the percentage of home ownership in each region in England. Who’s on top? The UK housing market is currently under unwavering pressure, with house prices and rent charges continuing to rise....
The Bird and Co team explore their 2021 client statistics to assess home buyer habits during this year of transition. In 2020, we took our first deep dive into our client transactions, and saw how the pandemic affected home buyer habits. We saw how first-...
2021 has truly been a spectacular year for the property market, having been the busiest year since 2007. Despite the Bank of England warning that property prices had the potential to fall 16% due to the pandemic, the average UK house price rose...
The number of homes in England and Wales owned by foreign buyers has almost tripled since 2010, with close to 250,000 residential properties being registered to individuals based overseas - amounting to 1% of all registered titles. According to the Centre...
Japanese knotweed cases have increased by 28% in the last five years, according to a study by Horticulture.co.uk, analysing data from 49 environmental organisations. South Yorkshire has seen the biggest increase of 77.19%, with a total of 1,111 confirmed...
Making a great first impression is essential when selling your home. A recent survey by Purplebricks revealed that when searching for a new home online, homebuyers spend an average of just 25 seconds deciding whether a home is right for them. According to...
Reverend Mike Hall was recently shocked to be alerted by neighbours that someone was living in his Luton house. He returned home straight away to discover the locks changed, his belongings gone and a stranger telling him that they’d bought the house....
Find out if your ideal location is in the top 10 most flocked to UK counties… With the housing market making a resurgence after a tumultuous 2020, the UK has since experienced rapid growth thanks to thousands of homeowners looking to relocate...
If your home is no longer working for you, you need to decide whether it’s time to sell up or whether some extra investment in your current home might do the trick. Lack of space, a tired kitchen or bathroom, or just plain old boredom with the home...
In the past year 251,000 Energy Performance Certificates (EPCs) were lodged for new build homes – an increase of 16%. These new figures, released by the Ministry of Housing, Communities & Local Government , mean that 85% of new homes in England...
The first Stamp Duty holiday deadline on 30 June 2021 has been and gone. Any conveyancing transactions must have completed by 30 June to receive a full tax break on properties worth up to £500,000 in England and Northern Ireland. Until 30 September...
The effects of climate change are becoming a significant concern for eco-conscious consumers. Many people have recycled for years, they switch off lights when they leave rooms and reduce the amount of meat they eat. But what about the environmental cost of...
The government has announced a new scheme called the First Homes Initiative which could give first time buyers in England discounts of at least 30% and up to 50% on their first home. With the average UK house price now exceeding £250,000 , the new...
The short answer to that is no. While it used to be normal to use a local solicitor for your conveyancing, it’s now increasingly common to carry out the process of buying or selling a house over the phone and online. This means there is no longer any...
It has been a difficult year for buy-to-let investors and renters alike. The Covid-19 pandemic meant that many people lost their jobs or were put on furlough leave, and as a result, many fell behind on their rent. In normal times, a tenant could be evicted...
Selling your home can be a daunting prospect. You will no doubt be aware of the various steps you need to take to ensure your transaction runs smoothly and without disruptive delays. That’s not to mention having to balance selling your current home...
With so many people forced to stay at home over the past year, it is understandable that home buyers are considering making major changes to their living circumstances. Flats and homes with no outdoor space are falling out of fashion; rural homes with...
Spring is usually a popular time to put your home on the market. But with the Covid-19 pandemic, is now a good time to sell your home? This time last year in April 2020, national lockdown meant the housing market was firmly closed. People could not sell...
From 1 April 2021, people buying residential property in England and Northern Ireland who are not resident in the UK will be required to pay a Stamp Duty Land Tax surcharge. Here we outline how this surcharge will work and how it may affect you if you want...
Everyone is looking forward to 21 June when (if all goes well) most, if not all, coronavirus restrictions will be lifted, as per the government’s roadmap out of lockdown. But with continued questions surrounding foreign travel, many people are...
We are now opening all of our offices to the general public from Monday 17th May 2021. We will be open during our normal business hours. We will retain the safety measures set out on the link page but the offices will be open and clients can attend for...
We took a look at our internal client data throughout 2020 to see how home buying patterns changed during the year of Covid-19. As we all know, the coronavirus pandemic had a drastic impact on the property sector from the get-go. During the first lockdown,...
Over 100,000 property transactions could be saved by the Stamp Duty holiday extension, announced on 3 March 2021 as part of the Spring Budget and efforts to support the housing market during the Covid-19 pandemic. Chancellor, Rishi Sunak, has listened to...
The government has announced that it will start backing 95% mortgages, allowing home buyers to purchase their home with just a 5% deposit. Announced on 3 March 2021 in the Spring Budget, the new mortgage guarantee scheme aims to bring back low-deposit...
The Help to Buy: Equity Loan scheme deadline has been extended by an additional two months until the end of May 2021, the government has announced. More than 16,000 purchases were at risk of falling through due to delays caused by the Covid-19 pandemic,...
Conveyancing fraud is on the rise. Cyber criminals have become increasingly more sophisticated over the years, and the uncertain situation caused by the Covid-19 pandemic has given them a fresh opportunity to take advantage of unsuspecting individuals. ...
The Government is considering major changes to Capital Gains Tax that could increase tax for many homeowners and potentially transform the property market. On 13 July 2020, the Chancellor wrote to the Office of Tax Simplification (OTS) asking it to conduct a...
Putting an offer on a house is the first step towards securing your ideal home and it can be quite daunting, particularly for first time buyers who are new to the housing market. When so much money is at stake, you want to be sure that you get the best...
At the start of lockdown, startling research showed that lenders had limited their remortgaging options for furloughed homeowners, leaving them at risk of paying higher rates. However, as we have adapted to life with the Coronavirus/Covid-19, it has become...
Summer has been the busiest time of year to move house for many years. Figures suggest that between 2007-2018, around 12.8% of all owner-occupier home movers moved house in August alone. This is a significant proportion when compared with winter move...
Nearly 10 million employees have been placed on furlough leave since the Coronavirus Job Retention Scheme (or Furlough Scheme) started in March 2020. Under the Scheme, furloughed employees have had their salaries reduced by up to 80% (up to a maximum of...
Chancellor, Rishi Sunak, has announced a holiday on Stamp Duty Land Tax. Between 8 July 2020 and 31 March 2021, home movers and first time buyers purchasing homes up to £500,000 will pay no tax. Announced today as part of a package of legal and policy...
In the lt few days the Government has changed its advice on moving house during the Covid 19 outbreak to get the property market back up and running. The property industry has issued some pan industry guidance including the following advice for...
Property chains are delicate. If you are buying and selling property at the same time, then you will be in the middle of a chain, with people both above and below you. It’s also likely that there will be multiple transactions happening at once with...
Moving house may be one of the most stressful and exciting life events a pet (as well as a person) can go through. Unexpected activity, noise, strange removal people, even stranger smells, and the sudden loss of territory can all make moving home...
A pre-nuptial agreement or a ‘prenup’ is a formal, written agreement that details how assets such as property and pensions will be divided in the event of divorce. With the number of couples marrying later in life increasing, it is common for...
If you purchase the freehold of a property, you are buying it outright, including the land the property stands on. If you purchase a leasehold, you are only buying the right to live in the property for the length of the lease. The land the property stands on...
If you are currently renting, or are looking to rent, a property, then the jargon you’ll inevitably come across can appear confusing and overwhelming. Abbreviations, acronyms, you name it – there are plenty of terms you need to familiarise...
The breakdown of a marriage is an emotional and stressful time and the prospect of having to undergo lengthy court proceedings is likely to be the last thing you want to contend with during such a delicate period. However, contrary to popular belief, most...
Being involved in a road traffic accident is a traumatic experience in itself, but things can be made even more difficult if the responsible party is uninsured or cannot be traced because they failed to stop at the scene of the accident. You will...
Making a Will is one of the most important ways you can plan for the future to ensure as far as possible that your final wishes are respected. In England and Wales, you have complete freedom to leave your money and property to whomever you like....
Terms and conditions (T&Cs) are an essential agreement which set out the legal basis upon which businesses trade with their customers. They are used to protect intellectual property rights, limit or exclude liability and establish a contractual framework...
Moving house is rarely an easy process. It may be tempting to save money and move all your belongings yourself. However, there are advantages to hiring a removals company instead. Provided you choose the right one, professional movers could take much of the...
As we get older, it can often be useful to have access to some extra cash to help fund our retirement, pay for care costs or allow us to splash out on home improvements or other plans. With many of us having a large amount of capital tied up in our homes,...
You’ve done all the legal stuff, got the all-clear from your surveyor, signed and exchanged contracts, and now it’s official – you’re moving house. There is still a lot to do in between exchange and completion but moving house...
You may be able to save hundreds of pounds just by switching your mortgage to a better deal or a new provider at the right time. Most people think about remortgaging at some point and rightly so. Whether interest rates have changed, your home has risen in...
