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Welcome to Our Blog

Are you looking for high quality legal advice? You have come to the right place.

We regularly write about different legal topics and welcome your comments on our posts. If you would like more information on our services, please don't hesitate to get in touch.

What is a declaration or deed of trust?

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If you are involved in the process of jointly buying, selling, transferring or remortgaging a property, then you may be wondering what a Deed of Trust is and whether you need one. If you are planning to or already jointly own a property with someone else, a...

What are disbursements in conveyancing?

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If you are involved in the process of buying, selling, transferring or remortgaging property, then you may be wondering what additional costs could come up during conveyancing. Whether you choose to pay to instruct a conveyancer or solicitor or manage the...

FCA Mortgage Data 2023 Analysis: Trends in Lending from the Past 5 Years Explored

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Bird & Co examines the latest mortgage data from the Financial Conduct Authority (FCA), covering lending and administration trends up to Q4 2023. This analysis spans the past five years. Since 2007, roughly 340 regulated mortgage lenders and...

The UK Conveyancing Process Flowchart

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If you are looking to buy, sell, transfer or remortgage a property, you may be looking for more information about the conveyancing process. In this blog, we will look at the UK conveyancing process for both freehold and leasehold properties, to give you...

House Price Changes 2023: Examining the UK Locations with the Most Significant House Price Changes in 2023

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Researchers at Bird & Co examined recently released data to determine which locations in the UK saw the biggest house price changes throughout 2023, giving us a wider picture of the housing market over the past year. House prices directly impact...

Home Buying Statistics 2023: Stagnant Number of First Time Buyers Throughout Year

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How did the housing market in 2023 impact buyer trends and patterns? Our internal statistics show the true picture. Looking back at 2023, we saw huge ups and downs in the property market. Increased mortgage rates and the cost-of-living crisis meant ...

What are protocol forms in conveyancing?

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Protocol forms are a set of standardised forms created by the law society and used by solicitors during the buying and selling of residential property in England and Wales. The forms help to streamline the conveyancing process and ensure that solicitors...

Housing Market Predictions 2024: What Will the Property Market Look Like Next Year?

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Daniel Chard, Partner at Bird & Co, explores his predictions for the housing market and what property trends will be popular in 2024. The housing marketing is an ever-changing beast, and one that is incredibly sensitive to changes in politics and the...

How Does Conveyancing Differ When Buying a New Build Home?

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Purchasing a new build home is an exciting prospect, promising modern amenities and a fresh start. However, the process of conveyancing for new build properties can be very different from existing homes. In this blog, we will discuss the nuances of...

9 Haunted Locations in England You Can Buy a House Now

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As Halloween looms, Bird & Co beckons the brave home seekers to explore haunted realms across the UK, where properties await their fearless potential owners... To celebrate Halloween this year, our team have explored what are known as some of the most...

The Most Popular Property Types in UK by City

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Researchers at Bird & Co wanted to investigate the types of properties people in the UK were most interested in, to get a better sense of the market over the past year. To find out, they looked at the Google search volumes for various property key...

What Is Indemnity Insurance?

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In the conveyancing process, indemnity insurance is a protective policy that safeguards against potential legal issues arising from property transactions. It covers a variety of concerns, such as missing documentation, boundary disputes, or planning...

Conveyancing Timeline

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If you are purchasing a property, or selling one, the likelihood is that you’ll want to move through the process as quickly as possible. Conveyancing processes are not always straight forward, however, working with an expert conveyancing solicitor...

What are enquiries?

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Conveyancing enquiries are questions asked to learn more about a property during a sale. Also known as pre-contract enquiries, they refer to a series of questions raised by the buyer's solicitor and to the seller's solicitor. Enquiries are an...

The Easiest Cities for Singles and Couples in England to Buy a Home in 2023

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Bird & Co’s new first time buyer home deposit calculator shows the cities where singles and couples have the most hope of buying a home. Our new mortgage deposit calculator was put to the test, uncovering what the picture looks like for first...

Remembering Neil Hamilton

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Edward Neil Hamilton 1936 – 2023   It is with great sadness that we announce the death, on 28 th June 2023, of Edward Neil Hamilton, a Consultant Solicitor at the Firm. Mr Hamilton trained in law for five years before qualifying in 1959. He...

What is a conveyancing solicitor?

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If you are dealing with property, for example, buying, selling, transferring ownership or remortgaging, you will need a conveyancing solicitor to act for you. Here, we take a look at the role of a conveyancing solicitor in detail and how they can help you...

What is conveyancing?

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Conveyancing is the legal process of transferring property ownership. It involves several stages including property searches, drafting and exchanging contracts and registering the transfer with the Land Registry. Conveyancers, typically solicitors or...

The 10 Most Popular Counties to Move to in the UK 2022

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Discover if your desired destination ranks among the UK's top 10 most sought-after counties... Bird & Co has uncovered the UK’s most sought-after locations, having analysed June 2021 net internal migration figures from the Office of National...

How much deposit do I need for a mortgage?

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One of the most significant financial commitments that a person can make in their lifetime is to purchase a home. For the majority of people, this purchase is only made possible with the assistance of a mortgage. However, before receiving a mortgage, the...

Spain Tops the List as Most Google Searched Place to Move to

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A study conducted by researchers at Bird & Co has identified the European countries most frequently searched on Google by UK residents looking to relocate overseas. For some time, residents in the UK have been facing mounting pressure and financial...

National Conveyancing Week: Your Most Searched Legal Queries Answered

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In light of National Conveyancing Week, conveyancing solicitors, Bird & Co, have carried out search engine research to answer the UK’s most common conveyancing queries. Launched to boost the profile of conveyancing across the property sector, ...

We Analysed ChatGPT's Responses to the Most Popular First Time Buyer Queries: This is What we Learned...

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Conveyancing solicitors, Bird & Co, put ChatGPT to the test to see if it can answer the most common first-time buyer queries accurately, in place of a conveyancing solicitor. Looks like the AI chatbot has far to go to rival property solicitors in the...

Home Buying Statistics 2022: Percentage of First Time Buyers Decrease

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We took a look at our internal client data throughout 2022 to see how home buying patterns changed during the year after recovering from the impacts of Covid-19. Key Home Buying Statistics 2022 68% of Bird & Co’s clients were first time...

1 in 3 England & Wales Households Have Just 1 Occupant, New Census Data Reveals

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Newly released Census data shows that 30% of England & Wales homes are single occupancy. Despite growing uncertainty in the UK’s economic outlook, living alone has continued to be a popular choice for many. In fact, 1 in 3 households across...

2021 Census Data Shows the Number of Unoccupied Homes in England

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Hundreds of thousands of homes across England stand empty despite growing numbers of homelessness across the country. To examine the percentage of unoccupied homes in England, we have used data from sources like the Census as well as the Office for...

Census 2021 Data Shows the Top 10 Places to Retire to

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The 2021 Census results have now been revealed. At Bird & Co we’ve analysed the first set of data released to find out where the 65+ age group are living now compared to when the last census took place in 2011 . According to the data, inner...

Census 2021 Data Shows the Top 10 Up-and-Coming Places to Live

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Cornwall is the most up-and-coming place to live, new census data reveals. The 2021 census results are in. We’ve done a deep dive into the first set of data released to see where young people are living now compared to when the last census took...

Can You Renegotiate the Sale Price on a Property During the Conveyancing Process?

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Once an offer is made and accepted on a property, you may think the price agreed is a done deal. However, there remains room for manoeuvre on both sides of the deal, meaning the buyer can reduce their offer or the seller can ask for more, as long as they do...

How Long Does It Take to Move House in the UK?

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Before beginning the moving process, many people are keen to learn how long it takes to move house. The answer will vary slightly according to the circumstances. However, it’s useful to understand the average time frames for each part of the process,...

How Much Can I Borrow Against My House?

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Homeowners have huge sums of money tied up in their houses, and it is possible to release a portion of this equity by accessing a loan that is secured against the property. If you own a property and you need to borrow a lump sum, you may be eligible to...

Divorce, Dissolution and Separation Act 2020 to Come into Effect from April 2022

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After decades of campaigning for a ‘no fault divorce’, the Divorce, Dissolution and Separation Bill finally gained Royal Assent in June 2020. The changes are the biggest shake-up of divorce laws for 50 years, and it means from 6 April 2022,...

Home Ownership Statistics 2022: Midlands Has the Highest Home Ownership Rate in England

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Bird and Co explore the recent ONS statistics, breaking down the percentage of home ownership in each region in England. Who’s on top? The UK housing market is currently under unwavering pressure, with house prices and rent charges continuing to rise....

2021 Home Buyer Statistics: Stamp Duty Holiday Benefited Landlords Most

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The Bird and Co team explore their 2021 client statistics to assess home buyer habits during this year of transition. In 2020, we took our first deep dive into our client transactions, and saw how the pandemic affected home buyer habits. We saw how first-...

What Will the Property Market Look like for Sellers in 2022?

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2021 has truly been a spectacular year for the property market, having been the busiest year since 2007. Despite the Bank of England warning that property prices had the potential to fall 16% due to the pandemic, the average UK house price rose...

Foreign Ownership of Homes in England and Wales Trebles since 2010

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The number of homes in England and Wales owned by foreign buyers has almost tripled since 2010, with close to 250,000 residential properties being registered to individuals based overseas - amounting to 1% of all registered titles. According to the Centre...

Japanese Knotweed Cases up by 28% in Five Years in the UK

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Japanese knotweed cases have increased by 28% in the last five years, according to a study by Horticulture.co.uk, analysing data from 49 environmental organisations. South Yorkshire has seen the biggest increase of 77.19%, with a total of 1,111 confirmed...

Buyers Spend Just 25 Seconds Deciding Whether a Home Is Right for Them

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Making a great first impression is essential when selling your home. A recent survey by Purplebricks revealed that when searching for a new home online, homebuyers spend an average of just 25 seconds deciding whether a home is right for them. According to...

Man's House 'stolen' in Conveyancing Fraud (Tips for Protecting Yourself)

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Reverend Mike Hall was recently shocked to be alerted by neighbours that someone was living in his Luton house. He returned home straight away to discover the locks changed, his belongings gone and a stranger telling him that they’d bought the house....

The 10 Most Popular Counties to Move to in the UK 2021

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Find out if your ideal location is in the top 10 most flocked to UK counties…  With the housing market making a resurgence after a tumultuous 2020, the UK has since experienced rapid growth thanks to thousands of homeowners looking to relocate...

Renovations vs moving house - what should you do?

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If your home is no longer working for you, you need to decide whether it’s time to sell up or whether some extra investment in your current home might do the trick. Lack of space, a tired kitchen or bathroom, or just plain old boredom with the home...

85% of new build homes now have highest energy performance ratings

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In the past year 251,000 Energy Performance Certificates (EPCs) were lodged for new build homes – an increase of 16%. These new figures, released by the Ministry of Housing, Communities & Local Government , mean that 85% of new homes in England...

Will house prices fall after the Stamp Duty holiday ends?

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The first Stamp Duty holiday deadline on 30 June 2021 has been and gone. Any conveyancing transactions must have completed by 30 June to receive a full tax break on properties worth up to £500,000 in England and Northern Ireland. Until 30 September...

6 top tips for eco-conscious home buyers

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The effects of climate change are becoming a significant concern for eco-conscious consumers. Many people have recycled for years, they switch off lights when they leave rooms and reduce the amount of meat they eat. But what about the environmental cost of...

First time buyers could get up to 50% off the cost of a new build home

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The government has announced a new scheme called the First Homes Initiative which could give first time buyers in England discounts of at least 30% and up to 50% on their first home. With the average UK house price now exceeding £250,000 , the new...

Do you need to use a local conveyancing firm?

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The short answer to that is no. While it used to be normal to use a local solicitor for your conveyancing, it’s now increasingly common to carry out the process of buying or selling a house over the phone and online. This means there is no longer any...

Is buy-to-let property still a good investment?

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It has been a difficult year for buy-to-let investors and renters alike. The Covid-19 pandemic meant that many people lost their jobs or were put on furlough leave, and as a result, many fell behind on their rent. In normal times, a tenant could be evicted...

7 Top Tips for Selling Your Home

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Selling your home can be a daunting prospect. You will no doubt be aware of the various steps you need to take to ensure your transaction runs smoothly and without disruptive delays. That’s not to mention having to balance selling your current home...

Quick ways to spruce up your garden to attract potential buyers

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With so many people forced to stay at home over the past year, it is understandable that home buyers are considering making major changes to their living circumstances. Flats and homes with no outdoor space are falling out of fashion; rural homes with...

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