If you are looking for a conveyancing solicitor in Cornwall, we can help you. Our conveyancing solicitors offer a convenient, efficient, and friendly conveyancing service to clients in Cornwall, throughout the South West and all over the rest of the UK.
If you are buying a detached house in Truro, selling a terraced house in Newquay, downsizing to a bungalow in Falmouth, or buying to let in the Scilly Isles, we can help you with your conveyancing.
Why choose Bird & Co for your conveyancing in Newquay?
We offer a friendly, modern and efficient service. If you want to deal with proper lawyers who are friendly and approachable, our team can help you.
You will have a direct line straight through to your legal team, including direct email addresses. You can guarantee that your query will reach the right people, whether you want to ask about search fees, drainage and water fees or anything else to do with buying and selling property in Cornwall.
We're a Conveyancing Quality Scheme accredited firm providing conveyancing to clients in Cornwall. This provides a guarantee that our processes and procedures meet the highest standards and is a mark of the excellence of our service. The Conveyancing Quality Scheme is administered by the Law Society, the body that represents solicitors throughout England and Wales.
Bird & Co is on the panel for most major lenders, and many smaller ones too. Whether you want to use your local Building Society in Cornwall or one of the larger corporates, chances are we have you covered.
In short, you get an excellent conveyancing service at an affordable price. You don't have the risk of going to the cheapest providers, most of whom aren't solicitors; instead, you get a great service from expert conveyancing lawyers.
How our conveyancing solicitors can help people in Newquay
Our conveyancing team for Newquay have expertise in a wide range of property transactions, including:
- Buying and selling your home
- Advice for first-time buyers, such as:
- Equity release
- Advice about buying as joint tenants or tenants in common
- Buying and selling listed property
- Buying and selling leasehold property
- Collective enfranchisement and buying the freehold of a house
- Lease extension
- Transfer of equity
- Gifting property and Deeds of Gift
- Buy to let conveyancing
- Buying and selling land
- Commercial conveyancing
- Stamp Duty advice
Benefits of working with our online conveyancers instead of a local conveyancer in Newquay
In the past, most people used their local solicitor for their conveyancing. You would visit their nearest office and all documents would be hand-produced and posted or delivered by hand.
That service came at a price, however, and the truth is that it is no longer needed. With modern technology such as scanning, emailing and even Skype or Facetime video calls there is no need to use your local solicitor.
Your conveyancer can be based anywhere and still provide a great service - even if he or she is in an office many miles away in a different part of Cornwall or elsewhere in the UK.
Bird & Co’s expert conveyancing solicitors have successfully dealt with thousands of conveyancing transactions all over the country, even with clients from the other side of the world.
It is not unknown for us to talk to clients outside the UK using Skype – we even once had clients in Thailand talking to us through an interpreter in New Zealand.
There will be no need for you to visit our offices or hand deliver documents. In fact, you need never leave your home.
Our conveyancers will talk you through the process via phone and email, and everything works just as smoothly as it would if we were just down the road.
Our conveyancing fees – how much does our conveyancing cost for Newquay property?
Our fees are transparent and, so long as the situation does not change (for example so long as your property doesn't turn out to be leasehold when we thought it was freehold), the fee we quote is the fee you will be charged.
We don't add extras on for things like photocopying or postage. Those are our overheads and we don't pass them on to you.
All our conveyancing fees are dependent on the nature and value of the transaction, so we naturally charge a bit more for more complicated and high value work. However, the fee charged will be the same for a customer in Newcastle as it would be for someone in London, or indeed in Cornwall.
There are some aspects of our conveyancing fees that we can't change. Fees charged by other bodies such as HM Land Registry, or by HMRC for Stamp Duty Land Tax (SDLT) are out of our control.
How does the conveyancing process work in Newquay?
The conveyancing process in Newquay, follows a similar structure to the conveyancing process throughout England and Wales. Here's an overview of how the process typically works:
- Instruction of a Solicitor or Conveyancer: The process begins when the buyer and seller each instruct their own solicitors or licensed conveyancers to handle the transaction. The buyer's solicitor initiates the process and sends a "Letter of Engagement" to the seller's solicitor, indicating their involvement and requesting the seller's solicitor's details.
- Draft Contract and Supporting Documents: The seller's solicitor prepares a draft contract that includes details about the property, its boundaries, fixtures, fittings, and any legal restrictions. They also gather important documents like property title deeds, Land Registry documents, and property information forms.
- Local Searches and Due Diligence: Local authority searches are conducted to check for any planning or building regulation issues affecting the property. Additional searches might be performed, such as environmental searches or flood risk assessments, depending on the location and property type.
- Property Survey: The buyer may choose to conduct a property survey to assess the condition of the property. This can help identify any structural or maintenance issues that may affect the value or suitability of the property.
- Mortgage Arrangements: If the buyer is using a mortgage to finance the purchase, the lender will arrange a mortgage valuation to ensure the property's value aligns with the loan amount. The lender will then issue a formal mortgage offer to the buyer.
- Exchange of Contracts: Once all the legal checks and inquiries are completed satisfactorily, both parties sign the contract, and a deposit (usually 5-10% of the property's purchase price) is paid by the buyer. The parties agree on a completion date, which is when the remaining funds are transferred, and ownership is legally transferred.
- Completion: On the agreed completion date, the remaining funds are transferred from the buyer's solicitor to the seller's solicitor. Once the funds are received, the seller's solicitor confirms receipt and authorizes the release of the keys to the buyer. The property is now officially transferred to the buyer.
- Post-Completion Steps: The buyer's solicitor completes post-completion tasks, including registering the change of ownership with the Land Registry and paying any applicable Stamp Duty Land Tax (SDLT). The buyer is provided with a copy of the updated Land Registry documentation as proof of ownership.
How long does conveyancing take in Newquay?
The duration of the conveyancing process in Newquay varies based on factors like transaction complexity, property type, local searches, mortgage approval, and parties' preparedness. On average, it takes around 8 to 12 weeks.
Factors such as chain transactions, paperwork readiness, communication, and unforeseen issues can impact the timeline.
Effective coordination between solicitors, buyers, sellers, and lenders, along with timely document submission, can expedite the process.
Conversely, disputes, legal complications, and seasonal variations might extend the timeframe.
Consulting a local solicitor or licensed conveyancer can provide a more precise estimate tailored to your specific transaction, ensuring a smoother and timely completion.
What searches are involved in conveyancing in Newquay?
If you are buying a property in Newquay, your conveyancer will need to carry out a number of checks to ensure there are no issues that need to be addressed.
The three main types of conveyancing searches are:
- Local authority checks – to check the surrounding area for planning, pollution, highway or other related issues
- Environmental searches – to check for issues such as flooding or land contamination
- Water and drainage searches – to check matters such as water and drainage access
If further checks are required, then your solicitor will let you know.
Is it better to use a conveyancing solicitor in Newquay or a conveyancer?
To the typical property buyer or seller, the difference between a conveyancing solicitor and a licensed conveyancer might not be immediately apparent.
Both are qualified to handle property transactions, with neither being inherently superior. However, opting for a solicitor's firm can offer certain advantages.
Such firms commonly possess expertise spanning various fields beyond conveyancing, some of which can prove highly valuable to those engaged in property transactions.
This includes matters such as Wills and inheritance, property rights for unmarried couples, and dispute resolution.
What issues should buyers consider when purchasing a home in Bristol?
When buying property in Newquay, prospective buyers may encounter various local property issues that require careful consideration and due diligence. Some common issues specific to Newquay and its surroundings include:
- Flood Risk: As a coastal town, Newquay is susceptible to flooding, particularly in areas close to the sea or rivers. Buyers should assess flood risk maps, obtain flood risk reports, and consider flood insurance to mitigate potential future damages.
- Cliff Erosion: Properties situated on cliffs or near the coastline might face erosion risks. Buyers should examine geological surveys and seek expert advice to understand the stability of the land.
- Holiday Letting Restrictions: Newquay's popularity as a tourist destination might involve restrictions on using properties for short-term holiday rentals. Buyers should verify local regulations and any restrictions imposed by homeowners' associations.
- Leasehold Properties: Some properties in Newquay are leasehold, which means buyers don't own the land but rather have a lease agreement with the landowner. Buyers should review lease terms, ground rent, and service charges carefully.
- Conservation Areas and Listed Buildings: Newquay has historic and conservation areas, and some properties might be listed buildings. These designations can limit alterations and require special permissions for renovations.
- Mining and Subsidence: Some areas around Newquay have a history of mining, which could lead to subsidence or ground instability. Buyers should investigate mining history and assess subsidence risks.
- Tourist Season Impact: Properties in Newquay's popular tourist areas might experience noise and activity increases during peak holiday seasons. Buyers should consider their tolerance for such disturbances.
- Local Infrastructure and Development: Newquay's ongoing development and infrastructure projects might affect nearby properties. Buyers should inquire about upcoming developments that could impact their quality of life or property value.
- Coastal Erosion and Sea Level Rise: With rising sea levels, coastal erosion may become a concern. Buyers should be aware of any potential risks and long-term impacts on the property's value.
- Local Services and Amenities: Proximity to local services, schools, healthcare, and transportation networks should be evaluated to ensure the property meets the buyer's lifestyle needs.
- Neighbourhood Changes: Changes in the local area, such as new businesses, housing developments, or infrastructure projects, can influence property values and desirability.
What documents does a property solicitor need for conveyancing in Newquay?
Residential conveyancing requires a number of documentations during the process, but this often depends on whether you are buying or selling a property.
During the process of purchasing a property in Newquay, the documents you will be required to provide include:
- Identification (e.g. passport or driving licence)
- Proof of address
- Proof of funds (such as bank statements)
- The official offer of mortgage
The documents required when selling a property include:
- Proof of ownership
- Seller’s Property Information Form
- Certificates, guarantees and planning permission documentation
- Fitting and contents form
- Energy Performance Certificate (EPC)
- Leasehold or freehold information
- Details of the mortgage
How do you instruct our conveyancing solicitors for Newquay?
Our helpful conveyancing support team will then guide you through the initial stages. Once your conveyancing file is opened, your Cornwall conveyancing solicitor and their small team will deal with the legal side of the conveyancing transaction.
You'll be given direct contact details for your conveyancing lawyers and they'll keep in touch with you every step of the way.
Whether you're moving to Cornwall or away from Cornwall, our conveyancing team can help you do so with the minimum of fuss and inconvenience.