Buying a home is an exciting milestone, but for many first-time buyers and families, the cost of securing a property outright can feel out of reach. Shared ownership offers a practical solution, allowing you to purchase a share in a home and pay rent on the remainder, helping you take that important first step onto the property ladder.
At Bird & Co, our shared ownership conveyancing solicitors in Grantham are here to guide you through the process. We understand the particular rules and challenges of shared ownership, from eligibility checks to liaising with housing associations, and we’ll ensure your transaction runs smoothly from start to finish.
With a strong reputation locally and nationally, and the convenience of online conveyancing, we make buying your home as straightforward as possible. Our goal is to provide clear, reliable advice so you can move forward with peace of mind.
Bird & Co - Expert shared ownership solicitors in Grantham
To get in touch with one of our shared ownership solicitors covering Grantham, you can give us a call or fill in our online enquiry form.
Understanding shared ownership in Grantham
Shared ownership has become a popular option for buyers who want to take their first steps onto the property ladder without the pressure of saving a full deposit or securing a large mortgage.
Under the scheme, you purchase a share of a property—usually between 25% and 75%—and pay rent on the remaining share to a housing association.
Over time, you can often increase your share through a process known as ‘staircasing’, giving you more flexibility as your circumstances change.
This approach makes home ownership more accessible to first-time buyers, people who have previously owned a home but can no longer afford one, and those with household incomes under £80,000.
At Bird & Co, we help Grantham clients navigate every stage of shared ownership, from checking eligibility to reviewing leases and managing the conveyancing process.
With our local knowledge and online expertise, we make buying through shared ownership clear and manageable.
Our shared ownership services in Grantham
Buying a shared ownership home locally
For many buyers in Grantham and the surrounding areas, shared ownership offers a practical way to secure a home without the need for a large deposit or mortgage.
Buying a shared ownership property in Grantham and paying rent on the remainder can help you take your first step onto the property ladder while keeping monthly costs manageable.
Over time, you may also increase your share through staircasing, giving you greater control of your investment.
Our shared ownership solicitors in Grantham combine local knowledge with shared ownership expertise to guide you through every stage, making the process clear, efficient, and stress-free.
Selling your shared ownership property in Grantham
If you’re ready to sell your shared ownership property in Grantham, the process can feel more complex than a standard sale.
You may choose to sell just your share or purchase the remaining portion from the housing association and sell the property outright.
Each route has its own legal requirements and financial considerations, so it’s important to have the right guidance.
Our shared ownership solicitors in Grantham will handle the details on your behalf, liaising with the housing association, managing contracts, and ensuring your sale runs smoothly from start to finish.
Staircasing: Increasing your share of the property
Staircasing is the process of buying additional shares in your shared ownership home, giving you the opportunity to reduce your rent and, in many cases, work towards full ownership.
While it can be a valuable way to build equity, the legal process involves careful checks, amendments to your lease, and coordination with your housing association and lender.
Our staircasing solicitors can guide you through every step, ensuring the transaction is handled efficiently and with your interests in mind.
With our support, you can feel confident in your decision to increase your share of your property.
Why choose our Grantham shared ownership solicitors
At Bird & Co, we know that shared ownership can feel like a practical way to take your first or next step on the property ladder, but the legal process isn’t always straightforward.
Our Grantham shared ownership solicitors combine specialist expertise with a clear, supportive approach to guide you through every stage.
From shared ownership lease advice to handling negotiations with housing associations and lenders, we take care of the details so you can focus on your future.
Our team is accredited by the Law Society’s Conveyancing Quality Scheme (CQS) and recognised for excellence in client care, giving you confidence that your transaction is in safe hands.
Whether you are buying your first share, staircasing, or selling your property, we can provide clear advice, efficient service, and complete transparency on costs.
With our modern online systems, we make the process flexible and stress-free, wherever you are.
Contact our shared ownership team in Grantham today
To get in touch with one of our solicitors specialising in shared ownership in Grantham, you can give us a call or fill in our online enquiry form.